APR Calculator

Are you looking to get a loan, mortgage, or a credit card? Use the APR calculator to calculate the real costs and APR of repaying the loan, or debt.

Annual Percentage Rate Calculator
Loan Amount
Loan Terms	years
Interest Rate
Financing Fees (added to loan)
Prepaid Financing Fees

APR Calculator
APR	27.4770%
Total Financial Charges:	$1,803.43
Total Financing Fees:	$500.00
Financed Amount:	$5,800.00
Loan Amount:	$6,300.00
Monthly Payment:	$316.81
Total # Of Payments:	24
Start Date:	Mar, 2025
Payoff Date:	Feb, 2027
Total Interest Paid:	$1,303.43
Total Payment:	$7,603.43

APR Amortization Schedule
Payment Date	Payment #	Interest Paid	Principal Paid	Total Payment	Remaining Balance
Mar, 2025	1	$98.44	$218.37	$316.81	$6,081.63
Apr, 2025	2	$95.03	$221.78	$316.81	$5,859.84
May, 2025	3	$91.56	$225.25	$316.81	$5,634.59
Jun, 2025	4	$88.04	$228.77	$316.81	$5,405.83
Jul, 2025	5	$84.47	$232.34	$316.81	$5,173.48
Aug, 2025	6	$80.84	$235.97	$316.81	$4,937.51
Sep, 2025	7	$77.15	$239.66	$316.81	$4,697.85
Oct, 2025	8	$73.40	$243.41	$316.81	$4,454.44
Nov, 2025	9	$69.60	$247.21	$316.81	$4,207.23
Dec, 2025	10	$65.74	$251.07	$316.81	$3,956.16
Jan, 2026	11	$61.82	$254.99	$316.81	$3,701.17
Feb, 2026	12	$57.83	$258.98	$316.81	$3,442.19
Mar, 2026	13	$53.78	$263.03	$316.81	$3,179.16
Apr, 2026	14	$49.67	$267.14	$316.81	$2,912.03
May, 2026	15	$45.50	$271.31	$316.81	$2,640.72
Jun, 2026	16	$41.26	$275.55	$316.81	$2,365.17
Jul, 2026	17	$36.96	$279.85	$316.81	$2,085.31
Aug, 2026	18	$32.58	$284.23	$316.81	$1,801.09
Sep, 2026	19	$28.14	$288.67	$316.81	$1,512.42
Oct, 2026	20	$23.63	$293.18	$316.81	$1,219.24
Nov, 2026	21	$19.05	$297.76	$316.81	$921.48
Dec, 2026	22	$14.40	$302.41	$316.81	$619.07
Jan, 2027	23	$9.67	$307.14	$316.81	$311.94
Feb, 2027	24	$4.87	$311.94	$316.81	$0.00

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