APR Calculator

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Are you looking to get a loan, mortgage, or a credit card? Use the APR calculator to calculate the real costs and APR of repaying the loan, or debt.

Annual Percentage Rate Calculator

Loan Amount
Loan Terms
years
Interest Rate
Financing Fees (added to loan)
Prepaid Financing Fees

APR Calculator

APR
27.4770%
Total Financial Charges:
$1,803.43
Total Financing Fees:
$500.00
Financed Amount:
$5,800.00
Loan Amount:
$6,300.00
Monthly Payment:
$316.81
Total # Of Payments:
24
Start Date:
Dec, 2024
Payoff Date:
Nov, 2026
Total Interest Paid:
$1,303.43
Total Payment:
$7,603.43

APR Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Dec, 2024 1 $98.44 $218.37 $316.81 $6,081.63
Jan, 2025 2 $95.03 $221.78 $316.81 $5,859.84
Feb, 2025 3 $91.56 $225.25 $316.81 $5,634.59
Mar, 2025 4 $88.04 $228.77 $316.81 $5,405.83
Apr, 2025 5 $84.47 $232.34 $316.81 $5,173.48
May, 2025 6 $80.84 $235.97 $316.81 $4,937.51
Jun, 2025 7 $77.15 $239.66 $316.81 $4,697.85
Jul, 2025 8 $73.40 $243.41 $316.81 $4,454.44
Aug, 2025 9 $69.60 $247.21 $316.81 $4,207.23
Sep, 2025 10 $65.74 $251.07 $316.81 $3,956.16
Oct, 2025 11 $61.82 $254.99 $316.81 $3,701.17
Nov, 2025 12 $57.83 $258.98 $316.81 $3,442.19
Dec, 2025 13 $53.78 $263.03 $316.81 $3,179.16
Jan, 2026 14 $49.67 $267.14 $316.81 $2,912.03
Feb, 2026 15 $45.50 $271.31 $316.81 $2,640.72
Mar, 2026 16 $41.26 $275.55 $316.81 $2,365.17
Apr, 2026 17 $36.96 $279.85 $316.81 $2,085.31
May, 2026 18 $32.58 $284.23 $316.81 $1,801.09
Jun, 2026 19 $28.14 $288.67 $316.81 $1,512.42
Jul, 2026 20 $23.63 $293.18 $316.81 $1,219.24
Aug, 2026 21 $19.05 $297.76 $316.81 $921.48
Sep, 2026 22 $14.40 $302.41 $316.81 $619.07
Oct, 2026 23 $9.67 $307.14 $316.81 $311.94
Nov, 2026 24 $4.87 $311.94 $316.81 $0.00

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