Credit Card Interest Calculator

Do you have credit card balance? Use the credit card interest calculator to calculate how much interest accrue and pay if you are not paying in full each month.

Credit Card APR Calculator

Credit Card Balance
$
APR
Current Monthly Payment
$

Credit Card Interest Rate Calculator

Total Interest
$1,417.97
Monthly Payment
$621.53
Expected Payoff Time
18 months
Total Principal
$9,500.00
Total Payment
$10,917.97
Payoff Date
Aug, 2026

Credit Card Interest Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Mar, 2025 1 $146.46 $475.07 $621.53 $9,024.93
Apr, 2025 2 $139.13 $482.40 $621.53 $8,542.53
May, 2025 3 $131.70 $489.83 $621.53 $8,052.70
Jun, 2025 4 $124.15 $497.38 $621.53 $7,555.32
Jul, 2025 5 $116.48 $505.05 $621.53 $7,050.26
Aug, 2025 6 $108.69 $512.84 $621.53 $6,537.43
Sep, 2025 7 $100.79 $520.74 $621.53 $6,016.68
Oct, 2025 8 $92.76 $528.77 $621.53 $5,487.91
Nov, 2025 9 $84.61 $536.92 $621.53 $4,950.98
Dec, 2025 10 $76.33 $545.20 $621.53 $4,405.78
Jan, 2026 11 $67.92 $553.61 $621.53 $3,852.17
Feb, 2026 12 $59.39 $562.14 $621.53 $3,290.03
Mar, 2026 13 $50.72 $570.81 $621.53 $2,719.22
Apr, 2026 14 $41.92 $579.61 $621.53 $2,139.61
May, 2026 15 $32.99 $588.54 $621.53 $1,551.07
Jun, 2026 16 $23.91 $597.62 $621.53 $953.45
Jul, 2026 17 $14.70 $606.83 $621.53 $346.62
Aug, 2026 18 $5.34 $346.62 $351.96 $0.00

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