Credit Card Interest Calculator

Do you have credit card balance? Use the credit card interest calculator to calculate how much interest accrue and pay if you are not paying in full each month.

Credit Card APR Calculator

Credit Card Balance
$
APR
Current Monthly Payment
$

Credit Card Interest Rate Calculator

Total Interest
$1,417.97
Monthly Payment
$621.53
Expected Payoff Time
18 months
Total Principal
$9,500.00
Total Payment
$10,917.97
Payoff Date
Jul, 2027

Credit Card Interest Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Feb, 2026 1 $146.46 $475.07 $621.53 $9,024.93
Mar, 2026 2 $139.13 $482.40 $621.53 $8,542.53
Apr, 2026 3 $131.70 $489.83 $621.53 $8,052.70
May, 2026 4 $124.15 $497.38 $621.53 $7,555.32
Jun, 2026 5 $116.48 $505.05 $621.53 $7,050.26
Jul, 2026 6 $108.69 $512.84 $621.53 $6,537.43
Aug, 2026 7 $100.79 $520.74 $621.53 $6,016.68
Sep, 2026 8 $92.76 $528.77 $621.53 $5,487.91
Oct, 2026 9 $84.61 $536.92 $621.53 $4,950.98
Nov, 2026 10 $76.33 $545.20 $621.53 $4,405.78
Dec, 2026 11 $67.92 $553.61 $621.53 $3,852.17
Jan, 2027 12 $59.39 $562.14 $621.53 $3,290.03
Feb, 2027 13 $50.72 $570.81 $621.53 $2,719.22
Mar, 2027 14 $41.92 $579.61 $621.53 $2,139.61
Apr, 2027 15 $32.99 $588.54 $621.53 $1,551.07
May, 2027 16 $23.91 $597.62 $621.53 $953.45
Jun, 2027 17 $14.70 $606.83 $621.53 $346.62
Jul, 2027 18 $5.34 $346.62 $351.96 $0.00

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