Debt Snowball Calculator

Are you in debt? Use the debt snowball calculator to learn how you can pay off your debt using the debt snowball method.

Snowball Debt Payoff Calculator

Debt # Balance ($) Interest Rate (%) Monthly Payment ($) Interest Cost # of Payments Left
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Extra Monthly Payment

You will pay off all your debts in 35 months (Aug, 2028) which will cost you $6,589.82 in total interest payments. If you follow the debt snowball method, you can payoff all your debts in 25 months (Oct, 2027) and save $382.87 in interest payments.

Compare Regular Vs. Snowball

Regular Snowball
# of Payments 35 25
Payoff Date Aug, 2028 Oct, 2027
Principal $27,000.00 $27,000.00
Interest Payment $6,589.82 $6,206.94
Total Payment $33,589.82 $33,206.94
Total Savings $0.00 $382.87

Debt Snowball Amortization Schedule

Payment # Date Debt #3 Debt #2 Debt #1
1 Oct, 2025 $350 $450 $520
2 Nov, 2025 $350 $450 $520
3 Dec, 2025 $350 $450 $520
4 Jan, 2026 $350 $450 $520
5 Feb, 2026 $350 $450 $520
6 Mar, 2026 $350 $450 $520
7 Apr, 2026 $350 $450 $520
8 May, 2026 $350 $450 $520
9 Jun, 2026 $350 $450 $520
10 Jul, 2026 $350 $450 $520
11 Aug, 2026 $350 $450 $520
12 Sep, 2026 $350 $450 $520
13 Oct, 2026 $350 $450 $520
14 Nov, 2026 $350 $450 $520
15 Dec, 2026 $350 $450 $520
16 Jan, 2027 $350 $450 $520
17 Feb, 2027 $122.99797278473 $677 $520
18 Mar, 2027 $0 $800 $520
19 Apr, 2027 $0 $800 $520
20 May, 2027 $0 $189.69538888389 $1130.3
21 Jun, 2027 $0 $0 $1320
22 Jul, 2027 $0 $0 $1320
23 Aug, 2027 $0 $0 $1320
24 Sep, 2027 $0 $0 $1320
25 Oct, 2027 $0 $0 $1263.0239081554

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