Debt Snowball Calculator

Are you in debt? Use the debt snowball calculator to learn how you can pay off your debt using the debt snowball method.

Snowball Debt Payoff Calculator

Debt # Balance ($) Interest Rate (%) Monthly Payment ($) Interest Cost # of Payments Left
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Extra Monthly Payment

You will pay off all your debts in 35 months (Feb, 2028) which will cost you $6,589.82 in total interest payments. If you follow the debt snowball method, you can payoff all your debts in 25 months (Apr, 2027) and save $382.87 in interest payments.

Compare Regular Vs. Snowball

Regular Snowball
# of Payments 35 25
Payoff Date Feb, 2028 Apr, 2027
Principal $27,000.00 $27,000.00
Interest Payment $6,589.82 $6,206.94
Total Payment $33,589.82 $33,206.94
Total Savings $0.00 $382.87

Debt Snowball Amortization Schedule

Payment # Date Debt #3 Debt #2 Debt #1
1 Apr, 2025 $350 $450 $520
2 May, 2025 $350 $450 $520
3 Jun, 2025 $350 $450 $520
4 Jul, 2025 $350 $450 $520
5 Aug, 2025 $350 $450 $520
6 Sep, 2025 $350 $450 $520
7 Oct, 2025 $350 $450 $520
8 Nov, 2025 $350 $450 $520
9 Dec, 2025 $350 $450 $520
10 Jan, 2026 $350 $450 $520
11 Feb, 2026 $350 $450 $520
12 Mar, 2026 $350 $450 $520
13 Apr, 2026 $350 $450 $520
14 May, 2026 $350 $450 $520
15 Jun, 2026 $350 $450 $520
16 Jul, 2026 $350 $450 $520
17 Aug, 2026 $122.99797278473 $677 $520
18 Sep, 2026 $0 $800 $520
19 Oct, 2026 $0 $800 $520
20 Nov, 2026 $0 $189.69538888389 $1130.3
21 Dec, 2026 $0 $0 $1320
22 Jan, 2027 $0 $0 $1320
23 Feb, 2027 $0 $0 $1320
24 Mar, 2027 $0 $0 $1320
25 Apr, 2027 $0 $0 $1263.0239081554

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