Debt Snowball Calculator

Are you in debt? Use the debt snowball calculator to learn how you can pay off your debt using the debt snowball method.

Snowball Debt Payoff Calculator

Debt # Balance ($) Interest Rate (%) Monthly Payment ($) Interest Cost # of Payments Left
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Extra Monthly Payment

You will pay off all your debts in 35 months (Jun, 2028) which will cost you $6,589.82 in total interest payments. If you follow the debt snowball method, you can payoff all your debts in 25 months (Aug, 2027) and save $382.87 in interest payments.

Compare Regular Vs. Snowball

Regular Snowball
# of Payments 35 25
Payoff Date Jun, 2028 Aug, 2027
Principal $27,000.00 $27,000.00
Interest Payment $6,589.82 $6,206.94
Total Payment $33,589.82 $33,206.94
Total Savings $0.00 $382.87

Debt Snowball Amortization Schedule

Payment # Date Debt #3 Debt #2 Debt #1
1 Aug, 2025 $350 $450 $520
2 Sep, 2025 $350 $450 $520
3 Oct, 2025 $350 $450 $520
4 Nov, 2025 $350 $450 $520
5 Dec, 2025 $350 $450 $520
6 Jan, 2026 $350 $450 $520
7 Feb, 2026 $350 $450 $520
8 Mar, 2026 $350 $450 $520
9 Apr, 2026 $350 $450 $520
10 May, 2026 $350 $450 $520
11 Jun, 2026 $350 $450 $520
12 Jul, 2026 $350 $450 $520
13 Aug, 2026 $350 $450 $520
14 Sep, 2026 $350 $450 $520
15 Oct, 2026 $350 $450 $520
16 Nov, 2026 $350 $450 $520
17 Dec, 2026 $122.99797278473 $677 $520
18 Jan, 2027 $0 $800 $520
19 Feb, 2027 $0 $800 $520
20 Mar, 2027 $0 $189.69538888389 $1130.3
21 Apr, 2027 $0 $0 $1320
22 May, 2027 $0 $0 $1320
23 Jun, 2027 $0 $0 $1320
24 Jul, 2027 $0 $0 $1320
25 Aug, 2027 $0 $0 $1263.0239081554

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