Debt Snowball Calculator

Are you in debt? Use the debt snowball calculator to learn how you can pay off your debt using the debt snowball method.

Snowball Debt Payoff Calculator
Debt # Balance ($) Interest Rate (%) Monthly Payment ($) Interest Cost # of Payments Left
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Extra Monthly Payment

You will pay off all your debts in 35 months (Nov, 2028) which will cost you $6,589.82 in total interest payments. If you follow the debt snowball method, you can payoff all your debts in 25 months (Jan, 2028) and save $382.87 in interest payments.

Compare Regular Vs. Snowball
Regular Snowball
# of Payments 35 25
Payoff Date Nov, 2028 Jan, 2028
Principal $27,000.00 $27,000.00
Interest Payment $6,589.82 $6,206.94
Total Payment $33,589.82 $33,206.94
Total Savings $0.00 $382.87

Debt Snowball Amortization Schedule
Payment # Date Debt #3 Debt #2 Debt #1
1 Jan, 2026 $350 $450 $520
2 Feb, 2026 $350 $450 $520
3 Mar, 2026 $350 $450 $520
4 Apr, 2026 $350 $450 $520
5 May, 2026 $350 $450 $520
6 Jun, 2026 $350 $450 $520
7 Jul, 2026 $350 $450 $520
8 Aug, 2026 $350 $450 $520
9 Sep, 2026 $350 $450 $520
10 Oct, 2026 $350 $450 $520
11 Nov, 2026 $350 $450 $520
12 Dec, 2026 $350 $450 $520
13 Jan, 2027 $350 $450 $520
14 Feb, 2027 $350 $450 $520
15 Mar, 2027 $350 $450 $520
16 Apr, 2027 $350 $450 $520
17 May, 2027 $122.99797278473 $677 $520
18 Jun, 2027 $0 $800 $520
19 Jul, 2027 $0 $800 $520
20 Aug, 2027 $0 $189.69538888389 $1130.3
21 Sep, 2027 $0 $0 $1320
22 Oct, 2027 $0 $0 $1320
23 Nov, 2027 $0 $0 $1320
24 Dec, 2027 $0 $0 $1320
25 Jan, 2028 $0 $0 $1263.0239081554

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