Debt Avalanche Calculator

Are you in debt? Use the debt avalanche calculator to calculate how long you can pay off your debt using the debt avalanche method.

Debt Avalanche Payoff Calculator
Debt # Balance ($) Interest Rate (%) Monthly Payment ($) Interest Cost # of Payments Left
1.
2.
3.
4.
5.
6.
Extra Monthly Payment

You will pay off all your debts in 40 months (Jul, 2028) which will cost you $7,963.10 in total interest payments. If you follow the debt avalanche method, you can payoff all your debts in 33 months (Dec, 2027) and save $67.81 in interest payments.

Compare Regular Vs. Avalanche
Regular Avalanche
# of Payments 40 33
Payoff Date Jul, 2028 Dec, 2027
Principal $27,200.00 $27,200.00
Interest Payment $7,963.10 $7,895.29
Total Payment $35,163.10 $35,095.29
Total Savings $0.00 $67.81

Debt Avalanche Amortization Schedule
Payment # Date Debt #2 (20.5%) Debt #1 (19.5%) Debt #3 (19.5%)
1 Apr, 2025 $390 $470 $300
2 May, 2025 $390 $470 $300
3 Jun, 2025 $390 $470 $300
4 Jul, 2025 $390 $470 $300
5 Aug, 2025 $390 $470 $300
6 Sep, 2025 $390 $470 $300
7 Oct, 2025 $390 $470 $300
8 Nov, 2025 $390 $470 $300
9 Dec, 2025 $390 $470 $300
10 Jan, 2026 $390 $470 $300
11 Feb, 2026 $390 $470 $300
12 Mar, 2026 $390 $470 $300
13 Apr, 2026 $390 $470 $300
14 May, 2026 $390 $470 $300
15 Jun, 2026 $390 $470 $300
16 Jul, 2026 $390 $470 $300
17 Aug, 2026 $390 $470 $300
18 Sep, 2026 $390 $470 $300
19 Oct, 2026 $390 $470 $300
20 Nov, 2026 $390 $470 $300
21 Dec, 2026 $390 $470 $300
22 Jan, 2027 $390 $470 $278.42
23 Feb, 2027 $390 $470 $0.00
24 Mar, 2027 $390 $470 $0.00
25 Apr, 2027 $390 $470 $0.00
26 May, 2027 $390 $470 $0.00
27 Jun, 2027 $104.86 $755.14 $0.00
28 Jul, 2027 $0.00 $860 $0.00
29 Aug, 2027 $0.00 $860 $0.00
30 Sep, 2027 $0.00 $860 $0.00
31 Oct, 2027 $0.00 $860 $0.00
32 Nov, 2027 $0.00 $860 $0.00
33 Dec, 2027 $0.00 $765.75 $0.00

Debt Calculators

Terms | Privacy | Disclaimer | Contact

©2025 bCalculator