Biweekly Mortgage Calculator

Biweekly payment allows homeowners to pay off their mortgages earlier and save money on interest payments. The biweekly mortgage calculator will calculate how much homeowners can save and how much faster they can pay off their mortgages with biweekly mortgage payments.

Biweekly Mortgage Calculator

Payment Frequency
Loan Amount
$
Loan Terms
Interest Rate
First Payment Date

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $998.34 $499.17
Total Extra Payments $0.00 $0.00
Total Interest $9,900.24 $8,866.70
Total Tax, Insurance, PMI & Fees $0.00 $0.00
Total Payment $59,900.24 $58,866.70
Total Savings $0 $1,033.54
Payoff Date Jan, 2031 Aug, 2030

Biweekly Loan Calculator Results

Mortgage Amount: $50,000.00
Bi-weekly Principal & Interest: $499.17
Bi-weekly Extra Payment: $0.00
Total Bi-weekly Payment:
$499.17
Total # Of Payments: 118
Start Date: Feb 09, 2026
Payoff Date: Aug 05, 2030
Principal: $50,000.00
Total Interest Paid: $8,866.70
Total of all Payments:
$58,866.70

Biweekly Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Feb 09, 2026 1 $141.35 $357.82 $499.17 $49,642.18
Feb 23, 2026 2 $140.33 $358.83 $499.17 $49,283.34
Mar 09, 2026 3 $139.32 $359.85 $499.17 $48,923.50
Mar 23, 2026 4 $138.30 $360.87 $499.17 $48,562.63
Apr 06, 2026 5 $137.28 $361.89 $499.17 $48,200.74
Apr 20, 2026 6 $136.26 $362.91 $499.17 $47,837.83
May 04, 2026 7 $135.23 $363.93 $499.17 $47,473.90
May 18, 2026 8 $134.21 $364.96 $499.17 $47,108.94
Jun 01, 2026 9 $133.17 $366.00 $499.17 $46,742.94
Jun 15, 2026 10 $132.14 $367.03 $499.17 $46,375.91
Jun 29, 2026 11 $131.10 $368.07 $499.17 $46,007.84
Jul 13, 2026 12 $130.06 $369.11 $499.17 $45,638.74
Jul 27, 2026 13 $129.02 $370.15 $499.17 $45,268.58
Aug 10, 2026 14 $127.97 $371.20 $499.17 $44,897.39
Aug 24, 2026 15 $126.92 $372.25 $499.17 $44,525.14
Sep 07, 2026 16 $125.87 $373.30 $499.17 $44,151.84
Sep 21, 2026 17 $124.81 $374.35 $499.17 $43,777.48
Oct 05, 2026 18 $123.76 $375.41 $499.17 $43,402.07
Oct 19, 2026 19 $122.69 $376.47 $499.17 $43,025.60
Nov 02, 2026 20 $121.63 $377.54 $499.17 $42,648.06
Nov 16, 2026 21 $120.56 $378.61 $499.17 $42,269.45
Nov 30, 2026 22 $119.49 $379.68 $499.17 $41,889.78
Dec 14, 2026 23 $118.42 $380.75 $499.17 $41,509.03
Dec 28, 2026 24 $117.34 $381.83 $499.17 $41,127.20
Jan 11, 2027 25 $116.26 $382.91 $499.17 $40,744.30
Jan 25, 2027 26 $115.18 $383.99 $499.17 $40,360.31
Feb 08, 2027 27 $114.10 $385.07 $499.17 $39,975.24
Feb 22, 2027 28 $113.01 $386.16 $499.17 $39,589.07
Mar 08, 2027 29 $111.92 $387.25 $499.17 $39,201.82
Mar 22, 2027 30 $110.82 $388.35 $499.17 $38,813.47
Apr 05, 2027 31 $109.72 $389.45 $499.17 $38,424.03
Apr 19, 2027 32 $108.62 $390.55 $499.17 $38,033.48
May 03, 2027 33 $107.52 $391.65 $499.17 $37,641.83
May 17, 2027 34 $106.41 $392.76 $499.17 $37,249.07
May 31, 2027 35 $105.30 $393.87 $499.17 $36,855.20
Jun 14, 2027 36 $104.19 $394.98 $499.17 $36,460.22
Jun 28, 2027 37 $103.07 $396.10 $499.17 $36,064.12
Jul 12, 2027 38 $101.95 $397.22 $499.17 $35,666.90
Jul 26, 2027 39 $100.83 $398.34 $499.17 $35,268.56
Aug 09, 2027 40 $99.70 $399.47 $499.17 $34,869.10
Aug 23, 2027 41 $98.57 $400.60 $499.17 $34,468.50
Sep 06, 2027 42 $97.44 $401.73 $499.17 $34,066.77
Sep 20, 2027 43 $96.30 $402.86 $499.17 $33,663.91
Oct 04, 2027 44 $95.17 $404.00 $499.17 $33,259.90
Oct 18, 2027 45 $94.02 $405.15 $499.17 $32,854.76
Nov 01, 2027 46 $92.88 $406.29 $499.17 $32,448.47
Nov 15, 2027 47 $91.73 $407.44 $499.17 $32,041.03
Nov 29, 2027 48 $90.58 $408.59 $499.17 $31,632.44
Dec 13, 2027 49 $89.42 $409.75 $499.17 $31,222.69
Dec 27, 2027 50 $88.26 $410.90 $499.17 $30,811.79
Jan 10, 2028 51 $87.10 $412.07 $499.17 $30,399.72
Jan 24, 2028 52 $85.94 $413.23 $499.17 $29,986.49
Feb 07, 2028 53 $84.77 $414.40 $499.17 $29,572.09
Feb 21, 2028 54 $83.60 $415.57 $499.17 $29,156.52
Mar 06, 2028 55 $82.42 $416.75 $499.17 $28,739.77
Mar 20, 2028 56 $81.25 $417.92 $499.17 $28,321.85
Apr 03, 2028 57 $80.06 $419.10 $499.17 $27,902.74
Apr 17, 2028 58 $78.88 $420.29 $499.17 $27,482.46
May 01, 2028 59 $77.69 $421.48 $499.17 $27,060.98
May 15, 2028 60 $76.50 $422.67 $499.17 $26,638.31
May 29, 2028 61 $75.30 $423.86 $499.17 $26,214.44
Jun 12, 2028 62 $74.11 $425.06 $499.17 $25,789.38
Jun 26, 2028 63 $72.90 $426.26 $499.17 $25,363.12
Jul 10, 2028 64 $71.70 $427.47 $499.17 $24,935.65
Jul 24, 2028 65 $70.49 $428.68 $499.17 $24,506.97
Aug 07, 2028 66 $69.28 $429.89 $499.17 $24,077.08
Aug 21, 2028 67 $68.06 $431.10 $499.17 $23,645.98
Sep 04, 2028 68 $66.85 $432.32 $499.17 $23,213.65
Sep 18, 2028 69 $65.62 $433.55 $499.17 $22,780.11
Oct 02, 2028 70 $64.40 $434.77 $499.17 $22,345.34
Oct 16, 2028 71 $63.17 $436.00 $499.17 $21,909.34
Oct 30, 2028 72 $61.94 $437.23 $499.17 $21,472.10
Nov 13, 2028 73 $60.70 $438.47 $499.17 $21,033.64
Nov 27, 2028 74 $59.46 $439.71 $499.17 $20,593.93
Dec 11, 2028 75 $58.22 $440.95 $499.17 $20,152.98
Dec 25, 2028 76 $56.97 $442.20 $499.17 $19,710.78
Jan 08, 2029 77 $55.72 $443.45 $499.17 $19,267.33
Jan 22, 2029 78 $54.47 $444.70 $499.17 $18,822.63
Feb 05, 2029 79 $53.21 $445.96 $499.17 $18,376.67
Feb 19, 2029 80 $51.95 $447.22 $499.17 $17,929.45
Mar 05, 2029 81 $50.69 $448.48 $499.17 $17,480.97
Mar 19, 2029 82 $49.42 $449.75 $499.17 $17,031.22
Apr 02, 2029 83 $48.15 $451.02 $499.17 $16,580.19
Apr 16, 2029 84 $46.87 $452.30 $499.17 $16,127.90
Apr 30, 2029 85 $45.59 $453.58 $499.17 $15,674.32
May 14, 2029 86 $44.31 $454.86 $499.17 $15,219.46
May 28, 2029 87 $43.02 $456.14 $499.17 $14,763.32
Jun 11, 2029 88 $41.73 $457.43 $499.17 $14,305.88
Jun 25, 2029 89 $40.44 $458.73 $499.17 $13,847.16
Jul 09, 2029 90 $39.14 $460.02 $499.17 $13,387.13
Jul 23, 2029 91 $37.84 $461.32 $499.17 $12,925.81
Aug 06, 2029 92 $36.54 $462.63 $499.17 $12,463.18
Aug 20, 2029 93 $35.23 $463.94 $499.17 $11,999.24
Sep 03, 2029 94 $33.92 $465.25 $499.17 $11,534.00
Sep 17, 2029 95 $32.61 $466.56 $499.17 $11,067.43
Oct 01, 2029 96 $31.29 $467.88 $499.17 $10,599.55
Oct 15, 2029 97 $29.96 $469.20 $499.17 $10,130.35
Oct 29, 2029 98 $28.64 $470.53 $499.17 $9,659.82
Nov 12, 2029 99 $27.31 $471.86 $499.17 $9,187.96
Nov 26, 2029 100 $25.97 $473.19 $499.17 $8,714.76
Dec 10, 2029 101 $24.64 $474.53 $499.17 $8,240.23
Dec 24, 2029 102 $23.29 $475.87 $499.17 $7,764.35
Jan 07, 2030 103 $21.95 $477.22 $499.17 $7,287.13
Jan 21, 2030 104 $20.60 $478.57 $499.17 $6,808.57
Feb 04, 2030 105 $19.25 $479.92 $499.17 $6,328.64
Feb 18, 2030 106 $17.89 $481.28 $499.17 $5,847.37
Mar 04, 2030 107 $16.53 $482.64 $499.17 $5,364.73
Mar 18, 2030 108 $15.17 $484.00 $499.17 $4,880.72
Apr 01, 2030 109 $13.80 $485.37 $499.17 $4,395.35
Apr 15, 2030 110 $12.43 $486.74 $499.17 $3,908.61
Apr 29, 2030 111 $11.05 $488.12 $499.17 $3,420.49
May 13, 2030 112 $9.67 $489.50 $499.17 $2,930.99
May 27, 2030 113 $8.29 $490.88 $499.17 $2,440.11
Jun 10, 2030 114 $6.90 $492.27 $499.17 $1,947.84
Jun 24, 2030 115 $5.51 $493.66 $499.17 $1,454.18
Jul 08, 2030 116 $4.11 $495.06 $499.17 $959.12
Jul 22, 2030 117 $2.71 $496.46 $499.17 $462.66
Aug 05, 2030 118 $1.31 $462.66 $463.97 $0.00

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