Biweekly Loan Calculator

Are you looking to pay off your loan earlier with biweekly payments? The biweekly loan calculator will calculate and compare biweekly payments to monthly payments and see how much you can save and how much faster you can pay off your loan with biweekly payments.

Biweekly Mortgage Calculator

Payment Frequency
Loan Amount
$
Loan Terms
Interest Rate
First Payment Date

Biweekly Loan Calculator Results

Mortgage Amount: $50,000.00
Bi-weekly Principal & Interest: $499.17
Bi-weekly Extra Payment: $0.00
Total Bi-weekly Payment:
$499.17
Total # Of Payments: 118
Start Date: Jul 19, 2025
Payoff Date: Jan 12, 2030
Principal: $50,000.00
Total Interest Paid: $8,866.70
Total of all Payments:
$58,866.70

Biweekly Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Jul 19, 2025 1 $141.35 $357.82 $499.17 $49,642.18
Aug 02, 2025 2 $140.33 $358.83 $499.17 $49,283.34
Aug 16, 2025 3 $139.32 $359.85 $499.17 $48,923.50
Aug 30, 2025 4 $138.30 $360.87 $499.17 $48,562.63
Sep 13, 2025 5 $137.28 $361.89 $499.17 $48,200.74
Sep 27, 2025 6 $136.26 $362.91 $499.17 $47,837.83
Oct 11, 2025 7 $135.23 $363.93 $499.17 $47,473.90
Oct 25, 2025 8 $134.21 $364.96 $499.17 $47,108.94
Nov 08, 2025 9 $133.17 $366.00 $499.17 $46,742.94
Nov 22, 2025 10 $132.14 $367.03 $499.17 $46,375.91
Dec 06, 2025 11 $131.10 $368.07 $499.17 $46,007.84
Dec 20, 2025 12 $130.06 $369.11 $499.17 $45,638.74
Jan 03, 2026 13 $129.02 $370.15 $499.17 $45,268.58
Jan 17, 2026 14 $127.97 $371.20 $499.17 $44,897.39
Jan 31, 2026 15 $126.92 $372.25 $499.17 $44,525.14
Feb 14, 2026 16 $125.87 $373.30 $499.17 $44,151.84
Feb 28, 2026 17 $124.81 $374.35 $499.17 $43,777.48
Mar 14, 2026 18 $123.76 $375.41 $499.17 $43,402.07
Mar 28, 2026 19 $122.69 $376.47 $499.17 $43,025.60
Apr 11, 2026 20 $121.63 $377.54 $499.17 $42,648.06
Apr 25, 2026 21 $120.56 $378.61 $499.17 $42,269.45
May 09, 2026 22 $119.49 $379.68 $499.17 $41,889.78
May 23, 2026 23 $118.42 $380.75 $499.17 $41,509.03
Jun 06, 2026 24 $117.34 $381.83 $499.17 $41,127.20
Jun 20, 2026 25 $116.26 $382.91 $499.17 $40,744.30
Jul 04, 2026 26 $115.18 $383.99 $499.17 $40,360.31
Jul 18, 2026 27 $114.10 $385.07 $499.17 $39,975.24
Aug 01, 2026 28 $113.01 $386.16 $499.17 $39,589.07
Aug 15, 2026 29 $111.92 $387.25 $499.17 $39,201.82
Aug 29, 2026 30 $110.82 $388.35 $499.17 $38,813.47
Sep 12, 2026 31 $109.72 $389.45 $499.17 $38,424.03
Sep 26, 2026 32 $108.62 $390.55 $499.17 $38,033.48
Oct 10, 2026 33 $107.52 $391.65 $499.17 $37,641.83
Oct 24, 2026 34 $106.41 $392.76 $499.17 $37,249.07
Nov 07, 2026 35 $105.30 $393.87 $499.17 $36,855.20
Nov 21, 2026 36 $104.19 $394.98 $499.17 $36,460.22
Dec 05, 2026 37 $103.07 $396.10 $499.17 $36,064.12
Dec 19, 2026 38 $101.95 $397.22 $499.17 $35,666.90
Jan 02, 2027 39 $100.83 $398.34 $499.17 $35,268.56
Jan 16, 2027 40 $99.70 $399.47 $499.17 $34,869.10
Jan 30, 2027 41 $98.57 $400.60 $499.17 $34,468.50
Feb 13, 2027 42 $97.44 $401.73 $499.17 $34,066.77
Feb 27, 2027 43 $96.30 $402.86 $499.17 $33,663.91
Mar 13, 2027 44 $95.17 $404.00 $499.17 $33,259.90
Mar 27, 2027 45 $94.02 $405.15 $499.17 $32,854.76
Apr 10, 2027 46 $92.88 $406.29 $499.17 $32,448.47
Apr 24, 2027 47 $91.73 $407.44 $499.17 $32,041.03
May 08, 2027 48 $90.58 $408.59 $499.17 $31,632.44
May 22, 2027 49 $89.42 $409.75 $499.17 $31,222.69
Jun 05, 2027 50 $88.26 $410.90 $499.17 $30,811.79
Jun 19, 2027 51 $87.10 $412.07 $499.17 $30,399.72
Jul 03, 2027 52 $85.94 $413.23 $499.17 $29,986.49
Jul 17, 2027 53 $84.77 $414.40 $499.17 $29,572.09
Jul 31, 2027 54 $83.60 $415.57 $499.17 $29,156.52
Aug 14, 2027 55 $82.42 $416.75 $499.17 $28,739.77
Aug 28, 2027 56 $81.25 $417.92 $499.17 $28,321.85
Sep 11, 2027 57 $80.06 $419.10 $499.17 $27,902.74
Sep 25, 2027 58 $78.88 $420.29 $499.17 $27,482.46
Oct 09, 2027 59 $77.69 $421.48 $499.17 $27,060.98
Oct 23, 2027 60 $76.50 $422.67 $499.17 $26,638.31
Nov 06, 2027 61 $75.30 $423.86 $499.17 $26,214.44
Nov 20, 2027 62 $74.11 $425.06 $499.17 $25,789.38
Dec 04, 2027 63 $72.90 $426.26 $499.17 $25,363.12
Dec 18, 2027 64 $71.70 $427.47 $499.17 $24,935.65
Jan 01, 2028 65 $70.49 $428.68 $499.17 $24,506.97
Jan 15, 2028 66 $69.28 $429.89 $499.17 $24,077.08
Jan 29, 2028 67 $68.06 $431.10 $499.17 $23,645.98
Feb 12, 2028 68 $66.85 $432.32 $499.17 $23,213.65
Feb 26, 2028 69 $65.62 $433.55 $499.17 $22,780.11
Mar 11, 2028 70 $64.40 $434.77 $499.17 $22,345.34
Mar 25, 2028 71 $63.17 $436.00 $499.17 $21,909.34
Apr 08, 2028 72 $61.94 $437.23 $499.17 $21,472.10
Apr 22, 2028 73 $60.70 $438.47 $499.17 $21,033.64
May 06, 2028 74 $59.46 $439.71 $499.17 $20,593.93
May 20, 2028 75 $58.22 $440.95 $499.17 $20,152.98
Jun 03, 2028 76 $56.97 $442.20 $499.17 $19,710.78
Jun 17, 2028 77 $55.72 $443.45 $499.17 $19,267.33
Jul 01, 2028 78 $54.47 $444.70 $499.17 $18,822.63
Jul 15, 2028 79 $53.21 $445.96 $499.17 $18,376.67
Jul 29, 2028 80 $51.95 $447.22 $499.17 $17,929.45
Aug 12, 2028 81 $50.69 $448.48 $499.17 $17,480.97
Aug 26, 2028 82 $49.42 $449.75 $499.17 $17,031.22
Sep 09, 2028 83 $48.15 $451.02 $499.17 $16,580.19
Sep 23, 2028 84 $46.87 $452.30 $499.17 $16,127.90
Oct 07, 2028 85 $45.59 $453.58 $499.17 $15,674.32
Oct 21, 2028 86 $44.31 $454.86 $499.17 $15,219.46
Nov 04, 2028 87 $43.02 $456.14 $499.17 $14,763.32
Nov 18, 2028 88 $41.73 $457.43 $499.17 $14,305.88
Dec 02, 2028 89 $40.44 $458.73 $499.17 $13,847.16
Dec 16, 2028 90 $39.14 $460.02 $499.17 $13,387.13
Dec 30, 2028 91 $37.84 $461.32 $499.17 $12,925.81
Jan 13, 2029 92 $36.54 $462.63 $499.17 $12,463.18
Jan 27, 2029 93 $35.23 $463.94 $499.17 $11,999.24
Feb 10, 2029 94 $33.92 $465.25 $499.17 $11,534.00
Feb 24, 2029 95 $32.61 $466.56 $499.17 $11,067.43
Mar 10, 2029 96 $31.29 $467.88 $499.17 $10,599.55
Mar 24, 2029 97 $29.96 $469.20 $499.17 $10,130.35
Apr 07, 2029 98 $28.64 $470.53 $499.17 $9,659.82
Apr 21, 2029 99 $27.31 $471.86 $499.17 $9,187.96
May 05, 2029 100 $25.97 $473.19 $499.17 $8,714.76
May 19, 2029 101 $24.64 $474.53 $499.17 $8,240.23
Jun 02, 2029 102 $23.29 $475.87 $499.17 $7,764.35
Jun 16, 2029 103 $21.95 $477.22 $499.17 $7,287.13
Jun 30, 2029 104 $20.60 $478.57 $499.17 $6,808.57
Jul 14, 2029 105 $19.25 $479.92 $499.17 $6,328.64
Jul 28, 2029 106 $17.89 $481.28 $499.17 $5,847.37
Aug 11, 2029 107 $16.53 $482.64 $499.17 $5,364.73
Aug 25, 2029 108 $15.17 $484.00 $499.17 $4,880.72
Sep 08, 2029 109 $13.80 $485.37 $499.17 $4,395.35
Sep 22, 2029 110 $12.43 $486.74 $499.17 $3,908.61
Oct 06, 2029 111 $11.05 $488.12 $499.17 $3,420.49
Oct 20, 2029 112 $9.67 $489.50 $499.17 $2,930.99
Nov 03, 2029 113 $8.29 $490.88 $499.17 $2,440.11
Nov 17, 2029 114 $6.90 $492.27 $499.17 $1,947.84
Dec 01, 2029 115 $5.51 $493.66 $499.17 $1,454.18
Dec 15, 2029 116 $4.11 $495.06 $499.17 $959.12
Dec 29, 2029 117 $2.71 $496.46 $499.17 $462.66
Jan 12, 2030 118 $1.31 $462.66 $463.97 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $998.34 $499.17
Total Extra Payments $0.00 $0.00
Total Interest $9,900.24 $8,866.70
Total Tax, Insurance, PMI & Fees $0.00 $0.00
Total Payment $59,900.24 $58,866.70
Total Savings $0 $1,033.54
Payoff Date Jun, 2030 Jan, 2030

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