Are you looking to refinance your car loan? Use the auto refinance calculator to calculate how much you can save and how much earlier you can pay off your car loan by refinancing.
Auto Refinance Calculator |
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New Monthly Payment: |
$838.94 | |||||
Payoff Date: |
Sep, 2030 | |||||
Closing Cost: |
$300.00 | |||||
Other Expenses: |
$0.00 | |||||
Interest Savings: |
$23,478.78 | |||||
Total Savings: |
$23,178.78 | |||||
Original vs. Auto Refinance |
||||||
| Original | Auto Refinance | |||||
|---|---|---|---|---|---|---|
| Monthly Payment | $383.18 | $838.94 | ||||
| Total Interest | $28,814.93 | $5,336.15 | ||||
| Total Principal | $45,000.00 | $45,000.00 | ||||
| Total Payment | $73,814.93 | $50,336.15 | ||||
| Closing Cost | $0 | $300.00 | ||||
| Other Expenses | $0 | $0.00 | ||||
| Total Interest Savings | $0 | $23,478.78 | ||||
| Total Savings | $0 | $23,178.78 | ||||
| Payoff Date | Oct, 2041 | Sep, 2030 | ||||
Auto Refinance Amortization Schedule |
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| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Oct, 2025 | 1 | $168.75 | $670.19 | $838.94 | $44,329.81 | |
| Nov, 2025 | 2 | $166.24 | $672.70 | $838.94 | $43,657.12 | |
| Dec, 2025 | 3 | $163.71 | $675.22 | $838.94 | $42,981.89 | |
| Jan, 2026 | 4 | $161.18 | $677.75 | $838.94 | $42,304.14 | |
| Feb, 2026 | 5 | $158.64 | $680.30 | $838.94 | $41,623.84 | |
| Mar, 2026 | 6 | $156.09 | $682.85 | $838.94 | $40,941.00 | |
| Apr, 2026 | 7 | $153.53 | $685.41 | $838.94 | $40,255.59 | |
| May, 2026 | 8 | $150.96 | $687.98 | $838.94 | $39,567.61 | |
| Jun, 2026 | 9 | $148.38 | $690.56 | $838.94 | $38,877.06 | |
| Jul, 2026 | 10 | $145.79 | $693.15 | $838.94 | $38,183.91 | |
| Aug, 2026 | 11 | $143.19 | $695.75 | $838.94 | $37,488.16 | |
| Sep, 2026 | 12 | $140.58 | $698.36 | $838.94 | $36,789.81 | |
| Oct, 2026 | 13 | $137.96 | $700.97 | $838.94 | $36,088.83 | |
| Nov, 2026 | 14 | $135.33 | $703.60 | $838.94 | $35,385.23 | |
| Dec, 2026 | 15 | $132.69 | $706.24 | $838.94 | $34,678.99 | |
| Jan, 2027 | 16 | $130.05 | $708.89 | $838.94 | $33,970.10 | |
| Feb, 2027 | 17 | $127.39 | $711.55 | $838.94 | $33,258.55 | |
| Mar, 2027 | 18 | $124.72 | $714.22 | $838.94 | $32,544.34 | |
| Apr, 2027 | 19 | $122.04 | $716.89 | $838.94 | $31,827.44 | |
| May, 2027 | 20 | $119.35 | $719.58 | $838.94 | $31,107.86 | |
| Jun, 2027 | 21 | $116.65 | $722.28 | $838.94 | $30,385.58 | |
| Jul, 2027 | 22 | $113.95 | $724.99 | $838.94 | $29,660.59 | |
| Aug, 2027 | 23 | $111.23 | $727.71 | $838.94 | $28,932.88 | |
| Sep, 2027 | 24 | $108.50 | $730.44 | $838.94 | $28,202.44 | |
| Oct, 2027 | 25 | $105.76 | $733.18 | $838.94 | $27,469.26 | |
| Nov, 2027 | 26 | $103.01 | $735.93 | $838.94 | $26,733.34 | |
| Dec, 2027 | 27 | $100.25 | $738.69 | $838.94 | $25,994.65 | |
| Jan, 2028 | 28 | $97.48 | $741.46 | $838.94 | $25,253.20 | |
| Feb, 2028 | 29 | $94.70 | $744.24 | $838.94 | $24,508.96 | |
| Mar, 2028 | 30 | $91.91 | $747.03 | $838.94 | $23,761.93 | |
| Apr, 2028 | 31 | $89.11 | $749.83 | $838.94 | $23,012.10 | |
| May, 2028 | 32 | $86.30 | $752.64 | $838.94 | $22,259.46 | |
| Jun, 2028 | 33 | $83.47 | $755.46 | $838.94 | $21,504.00 | |
| Jul, 2028 | 34 | $80.64 | $758.30 | $838.94 | $20,745.70 | |
| Aug, 2028 | 35 | $77.80 | $761.14 | $838.94 | $19,984.56 | |
| Sep, 2028 | 36 | $74.94 | $763.99 | $838.94 | $19,220.57 | |
| Oct, 2028 | 37 | $72.08 | $766.86 | $838.94 | $18,453.71 | |
| Nov, 2028 | 38 | $69.20 | $769.73 | $838.94 | $17,683.98 | |
| Dec, 2028 | 39 | $66.31 | $772.62 | $838.94 | $16,911.36 | |
| Jan, 2029 | 40 | $63.42 | $775.52 | $838.94 | $16,135.84 | |
| Feb, 2029 | 41 | $60.51 | $778.43 | $838.94 | $15,357.41 | |
| Mar, 2029 | 42 | $57.59 | $781.35 | $838.94 | $14,576.07 | |
| Apr, 2029 | 43 | $54.66 | $784.28 | $838.94 | $13,791.79 | |
| May, 2029 | 44 | $51.72 | $787.22 | $838.94 | $13,004.57 | |
| Jun, 2029 | 45 | $48.77 | $790.17 | $838.94 | $12,214.41 | |
| Jul, 2029 | 46 | $45.80 | $793.13 | $838.94 | $11,421.27 | |
| Aug, 2029 | 47 | $42.83 | $796.11 | $838.94 | $10,625.17 | |
| Sep, 2029 | 48 | $39.84 | $799.09 | $838.94 | $9,826.08 | |
| Oct, 2029 | 49 | $36.85 | $802.09 | $838.94 | $9,023.99 | |
| Nov, 2029 | 50 | $33.84 | $805.10 | $838.94 | $8,218.89 | |
| Dec, 2029 | 51 | $30.82 | $808.12 | $838.94 | $7,410.78 | |
| Jan, 2030 | 52 | $27.79 | $811.15 | $838.94 | $6,599.63 | |
| Feb, 2030 | 53 | $24.75 | $814.19 | $838.94 | $5,785.44 | |
| Mar, 2030 | 54 | $21.70 | $817.24 | $838.94 | $4,968.20 | |
| Apr, 2030 | 55 | $18.63 | $820.31 | $838.94 | $4,147.90 | |
| May, 2030 | 56 | $15.55 | $823.38 | $838.94 | $3,324.52 | |
| Jun, 2030 | 57 | $12.47 | $826.47 | $838.94 | $2,498.05 | |
| Jul, 2030 | 58 | $9.37 | $829.57 | $838.94 | $1,668.48 | |
| Aug, 2030 | 59 | $6.26 | $832.68 | $838.94 | $835.80 | |
| Sep, 2030 | 60 | $3.13 | $835.80 | $838.94 | $0.00 | |
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